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Compare advanta business credit cards

Every business whether they are small or large needs to cut costs and reduce expenses. Using the right type of credit card designed for your small business is the first step.

After a close review of the business credit cards below we have determined the best cards to reduce expenses for most businesses are from advanta. Our second choice is the discover business credit card. We only say second only because of the interest rate but the benefits may work out better for your business.

Best small business credit cards with rewards

Many times small business owners are looking for a American express business credit card. But did you know that this is not the best credit card for small businesses. Just look at these basic offers from advanta - 0% APR for 15 Months and then only 7.99% fixed annual percentage rate after that. You also get no annual fee's and can use the 5% cash back and travel rewards to lower your costs even more. 

The advanta small business credit card is recommend by Smart Money.

Advanta Rewards

Here is THE VERY BEST credit card available from advanta

0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter this is very low industry standard. In addition to the 7.99% variable APR on purchases you have the choice of 5% cash back or travel rewards. Three other benefits that you business could use is the no annual fee or limit on earnings and the $0 Fraud Liability. Last but not least is the personalized card -- your company name on the top of the card.


Advanta Life of Balance CardPersonalized card -- your company name on the top of the card. 2.99% Fixed APR for Life on balances transferred within 3 months.

Your choice of 6% cash back or travel rewards. You also have the standard no annual fees  and $0 Fraud Liability.



How can this card help you lower your business costs

It doesn't matter if you own a small grocery store and buy your bulk items from Costco or a store in a mall. Every one needs to buy office supplies, travel and buy gas, even the home based business, you need to take advantage of any cashback bonus or gas rewards to reduce your costs. Some of these small business credit cards with rewards even have automatic discounts with FedEx.

For this example we are using a small coffee shop that has to buy a lot of milk to make their drinks. But it works for all other types of businesses including home based and business products including office supplies. Let's say that you have to buy 400 dollars worth of products a week for your business. If you use our small business credit card to buy these items and they apply the 5% cash back bonus instead of the travel rewards you cut your costs by no less than $20 dollars a week.

Now project this over one month that's 80 dollars and then extend this over one year that equals $960 dollars approximately. Now this is only one item, what if you find include purchases including gas. How much could you save your business in expenses. That is money back in your pocket, not a bad idea and certainly a credit card deal you should look into.

It is the regular apr that you should be most concerned with. The introductory 0% apr expires after a certain time, so to look at long term benefits the normal  interest was more important. The type of rewards that you can use from each card would be dependant on your type of business and what you would be using the card for.

 

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