Low APR Credit Cards

Which credit cards offer the lowest annual percentage rate

If you are currently holding a high interest charge card with a high balance, you really need to apply for one of these cards. This is an ideal offer that should be snapped up quickly.

There are three very good offers that we have reviewed and find them to be the best anywhere.

1. Chase low interest rate credit card
2. Discover more low rate credit card
3. Blue cash credit card with low interest

Either one of these offers is a good deal.

What can affect your rate

Terms and conditions that come with a credit card application regulate your apr so read these carefully. If you see a very low introductory offer, you could loose it if you make a late payment so watch for this. This will be calculated when they look at your credit history and credit score.

This is also one of the main reasons you should review your credit report.

Continue to pay your charge card balance as though you were paying the higher interest charges.

If your have one of the credit cards that allows you to write checks against it, or cash advance the interest is charged from the date the it is processed to your account. So be careful using it to draw money out.