Review imagine credit card which is a unsecured card for people with lower credit score

Imagine you are out somewhere and you have no cash left to get home, because you don't have a credit card. The bank machines are not working either. This problem may sound far fetched to some people but to others it is a real concern or has happened. Not a good feeling at best.

What do you do if you don't have a credit card, because you credit rating is not high enough? If you mostly use a charge card on weekends when out shopping we have a card that is a better choice for you.

Now you can have a better credit card than the imagine card

The principles are the same, you still need to rebuild your credit and you have to use it wisely. HSBC no longer offers the  imagine gold credit card for people with poor credit. They now have an opportunity for people with lower credit scores to have some sort of security, in case of problems.

Apply here for this credit card Enjoy the prestige of Platinum with no up front fees. Premium Platinum benefits including Purchase Protection. Great credit card to strengthen your credit. Reports to 3 credit bureaus monthly, which can help improve your credit rating

Review Imagine credit card details

• You don't need a good credit score to get a great credit card
• We no longer offer the imagine card because the hsbc weekend credit card is a better offer

This statement is true but it isn't why you are applying for it.  It does cost a very small monthly fee and a yearly fee it's not a credit card you want to have for too long. Just long enough to fix your credit rating.           

• The imagine card does have cash advance access, but be very careful in using it. It is like a demand loan and your interest starts on the same day you withdraw the money.
• The imagine gold card does report three major credit reporting agencies, this is an important detail. It is the only way you can be assured you are rebuilding you credit.
• All applications accepted! We take the worry out of having a low credit score! I looked into this a little further and yes it is true.

Billsaddup did compare the imagine gold mastercard with the orchard bank card that is also for not so good credit. They are equal in that they both have fees and report to the three major credit bureaus. The imagine card is easier to get for very bad credit, although the orchard bank credit cards have a few more benefits, which usually means you need a little better credit. You can review these credit cards from the orchard bank here.