American Express black credit cards

The black credit card from American Express looks like this, the only difference is if you live in New York city, Los angles, or Chicago the letters would be for you city.

Amex Black credit card

• Earn one INSIDE^SM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles, Chicago, New York or not.
• Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
• 0.00% APR on purchases and balance transfers for 6 months
• No Annual Fee
• Option to carry a balance
• Earn double INSIDE Rewards points on city essentials like dining, cell phone service, gym memberships

Credit Card Applications by city:

Application for New York

Apply for LA

Chicago area apply here

You don't have to live in these cities to apply for one of these cards. If you travel a lot for business or personal reasons you can still benefit from these great offers.

In addition, these American express credit cards come with many other on going benefits, such as Tuesdays -  where you can save 10% when you use your Card at select retailers, spas and health clubs.

With any of these black credit cards you'll earn 1 INSIDE Rewards Point for every dollar spent just by using your Card. Plus, as an added bonus, you'll always receive 2 INSIDE Rewards points for every dollar spent on Dining, Movies, Cell phone services, Cable and satellite television service, Dial-up Internet service, Newspaper & Magazine subscriptions, and Gym Memberships...all the things you already do today. Rewards start as low as 2,000 points and there is no expiration date or limit to how many points you can earn. You can even share points with friends or family by transferring points to another IN Card member account--it's a quick way to get your next outing.

If you are shopping  these personal credit cards have

Fraud Protection Guarantee

Use the American Express Card online or off, and you won't be held responsible for any unauthorized charges. Period. No fine print, no deductible-just pure protection, so you can shop with confidence.

Return Protection
If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to $300 per item, excluding shipping and handling and up to a maximum of $1,000 annually per Card Account, if you purchased it entirely with your eligible American Express Card.

Buyer's Assurance Plan
With the Buyer's Assurance Plan, you can enjoy worry-free shopping knowing that the terms of the original manufacturer's warranty will be extended up to one additional year, on eligible U.S. warranties of five years or less.

Purchase Protection Plan
Shop with confidence and the Purchase Protection Plan, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase